52   Disability

(1)  Subject to subsections (2) and (3) and subject to section 53, where:

(a)  a person has a cause of action,

(b)  the limitation period fixed by this Act for the cause of action has commenced to run, and

(c)  the person is under a disability,

      in that case:

(d)  the running of the limitation period is suspended for the duration of the disability, and

(e)  if, but for this paragraph, the limitation period would expire before the lapse of three years after:

(i)  the date on which the person last (before the expiration of the limitation period) ceases to be under a disability, or

(ii)  the date of the person’s death,

      (whichever date is the earlier), the limitation period is extended so as to expire three years after the earlier of those dates.

(2)  This section applies whenever a person is under a disability, whether or not the person is under the same or another disability at any time during the limitation period.

(3)  This section does not apply to a cause of action to recover a penalty or forfeiture or sum by way of penalty or forfeiture, except where the person having the cause of action is an aggrieved party.